Purchasing the insurance policy is an easy task. The more challenging task is filing a claim. Not only is the process tedious and time-bound, but it has a lot of formalities that the insured needs...

One of the most common causes of claims amongst homeowners insurance is water damage. In fact, they are the second-largest claim in frequency. Approximately one in fifty homes will report it every year. The reason...

When you live in Florida, hurricanes become a part of life. You not only learn to live with them but also deal with their consequences. It is why hurricane insurance has become so popular there....

Barely would you ever come across a person who does not have any type of insurance? It is a necessary evil that one purchases to financially safeguard their future against the possibility of a loss....

Public Adjusters are a necessity in today’s time where insurance companies try to get away by paying as little as possible. God forbid, but if ever your home or office gets damaged, and the loss...

A typical homeowner’s insurance shields your residential property and assets within. It also covers the expense for damage and injury to someone else caused on your property. What most people are not aware of is...

People live in different types of houses. Some stay in condos, and some reside in townhouses and independent homes. Typically all homes have the same type of insurance cover. Yet, when it comes to condominiums,...

Mold is every homeowner’s nightmare mainly because it is a health hazard and a costly surprise that reduces the market value of your home. It is, therefore, natural for you to want to protect your...

Homeowners’ insurance policies and condominium owner’s insurance policies appear to be similar in structure, yet they differ in a big way. It is because of the basic difference between a home and a condo. A...

Natural disasters have a way of disrupting life and business alike. They damage buildings (residential and commercial), take lives, and even destroy our physical assets. The destruction wreaked by natural disasters is usually so massive...